Hospital Rate of Payment: 
Upfront Payments to hospitals: 
Unlimited.
Planned PMB procedures are
subject to DSP hospital networks
& co- payment for use of non-DSP
applies. Procedure co-payments
may also be applicable. Subject
to Scheme Protocols and
option-specific exclusion list.
For procedural and admissio...
Casualty / Emergency Visits: 
Subject to MSA, unless PMB
Specialists: 
Non-Contracted Providers at
100% of Scheme Rate. Contracted
Providers at 100% of Contracted
Rate.
Dialysis: 
Covered at Network Provider. Subject
to Scheme Protocols and PMB. Preauth
required.
Oncology / Cancer: 
Limited to R200 000 per family per
annum. Subject to ICON Network and
standard protocols. Pre-auth
required. 40% NON DSP co-payment
Medical and Surgical Appliances: 
Subject to My Saver and PMB’s
Take home Medicine: 
Maximum of 7 days’ supply
Rehabilitation, Hospice and Step-down facilities: 
Limited to Network Providers
and subject to PMB and Scheme
Protocols. Non PMB limited to
R31 900 per family per annum.
HIV / AIDS: 
HIV Management Programme.
International Travel Benefit: 
Limited to emergency medical cover
up to R750 000 per beneficiary per
incident