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BonFit Select

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Type of Medical Aid Plan: 
New Generation
Medical Aid Year: 
2020
Day to day Benefits: 

Savings available for GP and specialist consultations, acute medicine, x-rays, blood tests, optometry and other out-of hospital expenses. Separate benefit for basic dentistry

In Hospital Benefits
Are you prepared to use designated hospitals?: 
Yes
Hospital Rate of Payment: 
Unlimited at 100% of Bonitas Rate (BR)
Hospitals: 

BonFit Select Network Hospital

Upfront Payments to hospitals: 

If you use a hospital outside of the Primary Select network a co-payment of 30% will apply.
Co-payments apply to certain procedures performed in hospital: R1 520 for minor procedures;
R3 850 for Arthroscopy, Diagnostic Laparoscopy, Laparoscopic Hysterectomy and Percutaneous Rhizotomies;
R7 580 for Back Surgery including Spinal Fusions, Laparoscopic Pyeloplasty, Laparoscopic Radical Prostatectomy and Reflux surgery

Specialists: 
Unlimited at 100% of BR
Other healthcare professionals eg. Physio, Occupational, Dietician: 
Subject to available savings, except for PMB
Radiology and pathology: 
Unlimited at 100% of BR
Scopes (gastroscopy, colonoscopy, sigmoidoscopy and proctoscopy): 
Co-payment of R1 520 applies if performed in-hospital
MRI and CT scans: 
R16 070 per family available. Subject to pre-authorisation
ICU and High Care: 
Unlimited at 100% of BR
Dialysis: 
Unlimited at 100% of BR. You must use a Designated Service Provider(DSP), or a 20% co-payment will apply
Organ Transplants: 
Unlimited at 100% of BR
Oncology / Cancer: 
R344 500 available per family. Subject to the use of a preferred provider. Sub-limit of R44 200 per beneficiary for Brachytherapy
Neck and Back Operations: 
Co-payment of R7 580. Managed Care Protocols apply and the use of a preferred supplier
Joint Replacements: 
No benefit
Prosthesis: 

Internal: R32 130 per family. Managed Care protocols apply and the use of a preferred supplier. External: Subject to available savings

Medical and Surgical Appliances: 
Subject to available savings
Maternity Confinements: 
Unlimited at 100% of BR
In Hospital Dentistry: 
No benefit
Take home Medicine: 
R390 per beneficiary, per hospital stay
Rehabilitation, Hospice and Step-down facilities: 
Physical rehabilitation R50 600 per family. Hospice and step-down facilities; R16 880 per family. Terminal Care; unlimited
Treatment for Mental Health: 
Hospitalisation; R32 210 per family. PMB only for In- or out-of-hospital consultations, included in the hospital benefit. No cover for physiotherapy for mental health admissions. Subject to the use of a DSP
HIV / AIDS: 
Unlimited if you register on the HIV/AIDS programme. Chronic medicine must be obtained from Pharmacy Direct
Ambulance Service: 
ER24 in an emergency
International Travel Benefit: 
Cover for medical emergencies when you travel outside South Africa. Subject to registration
Day-to-day benefits
GP consultations: 

Subject to available savings

Specialist consultations: 

Subject to available savings and a referral from your GP

Acute medicine: 

Subject to available savings

Over-the-counter (OTC) Medicine: 

Subject to available savings

Optometry benefits: 
Subject to available savings
Basic dentistry: 
Subject to the Bonitas Dental Tariff. 2 annual check-ups per beneficiary; 2 scale and polish treatments. Managed Care Protocols apply
Specialised Dentistry: 
No benefit
Orthodontics: 

No benefit

MRI and CT Scans (Out of Hospital): 
No benefit
Radiology and Pathology: 
Subject to available savings
Pregnancy benefits: 
6 antenatal consultations with a gynaecologist, GP or midwife, 2 2D scans,1 amniocentesis, 4 consultations with a midwife after delivery. 1 of these may be used for a consultation with a lactation specialist. Maternity support for pregnant moms
Physiotherapy and Occupational Therapy day to day: 
Subject to available savings
Chronic Conditions
Provider: 
Pharmacy Direct and formulary medication. A 40% co-payment applies for non-use of the network pharmacy or formulary
Chronic Conditions: 

Diagnosis, treatment and care costs of 27 chronic conditions that fall under the PMB Chronic Disease List (CDL), issued by the Council for Medical Schemes

Additional Chronic Conditions: 
No benefit
Preventative Care Benefits
Preventative Benefits: 

Contraceptives for women up to 50, limited to R1 610 per family. Subject to the DSP for pharmacy-dispensed contraceptives. CHILDCARE: Hearing screening for newborns, in- or out-of hospital; Congenital hypothyroidism screening for infants under 1 month; Babyline 24/7 helpline for children under 3 years; Paediatrician or GP consultations: 2 per child, per annum, under 1 year and 1 per child up to 2 years; 1 GP consultation per child, from 2 - 12 years; Immunisation according to South African Expanded Programme. OTHER: 1 wellness screening test per beneficiary at a wellness network provider; 1 HIV test and 1 Flu vaccine per beneficiary; Age specific tests for: pap smear; mammogram; prostate screening; pneumococcal vaccine and stool test for colon cancer. Wellness Extender benefit of R1 270 per family available after completing a wellness screening test

Total Contributions
Total Contribution Main Member: 
2152.00
Total Contribution Adult: 
1668.00
Total Contribution Child*: 
645.00
BonFit Select
Annual Medical Savings Account
Annual Medical Savings Main Member: 
4128.00
Annual Medical Savings Adult: 
3204.00
Annual Medical Savings Child*: 
1236.00
Monthly Medical Savings
Savings Child*: 
103.00
Savings Adult: 
267.00
Savings Main Member: 
344.00
Risk Contributions
Risk Contribution Main Member: 
1808.00
Risk Contribution Adult: 
1401.00
Risk Contribution Child: 
542.00
Medical Aid Plan Name Term: 
BonFit