Are you prepared to use designated hospitals?:
Hospital Rate of Payment:
Unlimited at 100% of Medihelp Tariff(MT)
Upfront Payments to hospitals:
If you choose to be admitted to an out-of-network hospital, or if you use a facility outside of the Day Surgery network for certain procedures, Medihelp will only cover 65% of the cost. You will be responsible for the other 35%. Procedural co-payments may apply to admissions; full details in the 2021 brochure
Casualty / Emergency Visits:
Covered from risk for PMB emergency only. No benefit for facility fee
Other healthcare professionals eg. Physio, Occupational, Dietician:
Scopes (gastroscopy, colonoscopy, sigmoidoscopy and proctoscopy):
Subject to protocols and pre-authorisation and the use of the day surgery network. Co-payment of R4 200 in a day clinic, no co-payment if procedure is done in the doctor's rooms
MRI and CT scans:
Subject to pre-authorisation and requested by a specialist. Co-payment of R2 600 per examination, in or out of hospital
Dialysis:
Subject to pre-authorisation and clinical protocols. Unlimited at 100% of MT
Organ Transplants:
PMB only. Subject to pre-authorisation and clinical protocols. Unlimited at 100% of MT
Oncology / Cancer:
Subject to pre-authorisation and registration on the Medihelp Oncology Programme. Protocols and DSP's apply. Unlimited at 100% of MT for PMB's. Non-PMB's limited to R220 000
Neck and Back Operations:
Subject to pre-authorisation, protocols and completion of a back treatment programme. Co-payment of R15 000 applies
Medical and Surgical Appliances:
Maternity Confinements:
Subject to pre-authorisation, protocols and case management. Unlimited at 100% of MT. R27 300 available for elective caesarean section. R13 500 available for home delivery
In Hospital Dentistry:
Subject to pre-authorisation and managed care protocols. Limited to removal of wisdom teeth and extensive treatment for children younger than 7 years. Subject to a co-payment of R3 430
Take home Medicine:
100% of the MT up to R400 per admission
Rehabilitation, Hospice and Step-down facilities:
Unlimited at 100% of MT. Subject to pre-authorisation in an approved facility and prescribed by a medical doctor
Treatment for Mental Health:
Subject to pre-authorisation, protocols and services rendered in or out of hospital by a psychiatrist. 100% of MT. Limited to R20 050 pbpa with a max of R30 400 pfpa
HIV / AIDS:
Subject to registration on Medihelp's HIV/AIDS programme with LifeSense. 100% of cost
Ambulance Service:
Subject to pre-authorisation and protocols. Unlimited with Netcare 911
International Travel Benefit: