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Type of Medical Aid Plan: 
Hospital
Medical Aid Year: 
2020
Day to day Benefits: 

INSURED DAY-TO-DAY BENEFITS ONLY
M = R1 200 per annum
M+= R2 400 per annum
Cover available for GPs, specialists, acute and
self-medication and physiotherapy only

In Hospital Benefits
Are you prepared to use designated hospitals?: 
Yes
Hospital Rate of Payment: 
Unlimited at 100% of Medihelp Tariff (MT)
Hospitals: 

Network hospital only for planned procedure admissions

Upfront Payments to hospitals: 

If you choose to be admitted to an out-of-network hospital, Medihelp will only cover 65% of the cost. You will be responsible for the other 35%

Casualty / Emergency Visits: 
Covered from risk for PMB emergency only. No benefit for facility fee
Specialists: 
Unlimited at 100% of MT
Other healthcare professionals eg. Physio, Occupational, Dietician: 
Unlimited at 100% of MT
Radiology and pathology: 
Unlimited at 100% of MT
Scopes (gastroscopy, colonoscopy, sigmoidoscopy and proctoscopy): 
Subject to protocols and pre-authorisation. Co-pay of R3 200 in hospital, R2 100 in a day clinic, no co-pay if procedure is done in the doctor's rooms
MRI and CT scans: 
Subject to protocols, pre-authorisation and requested by a specialist. Co-pay of R1 650
ICU and High Care: 
Unlimited at 100% of MT
Dialysis: 
Subject to pre-authorisation and clinical protocols. Unlimited at 100% of MT
Organ Transplants: 
PMB only. Subject to pre-authorisation and clinical protocols. Unlimited at 100% of MT
Oncology / Cancer: 
Subject to pre-authorisation and registration on the Medihelp Oncology Programme. Protocols and DSP's apply. Unlimited at 100% of MT for PMB's
Neck and Back Operations: 
Subject to pre-authorisation and protocols. Co-pay of R11 600
Joint Replacements: 
PMB cover only
Prosthesis: 

Subject to pre-authorisation, protocols and case management Internal: EVARS prostheses; R34 600 pbpa
Vascular or cardiac prostheses; R34 600 pbpa
Health-essential functional prostheses; R23 000 pbpa
Intraocular lenses; 2 lenses pbpa at R4 150 per lens
Implantable hearing devices; No benefit
Reconstructive or restorative surgery prostheses; R4 250 pbpa in or out of hospital

Medical and Surgical Appliances: 
Subject to scheme protocols and sub-limits
Maternity Confinements: 
Subject to pre-authorisation, protocols and case management. Unlimited at 100% of MT
In Hospital Dentistry: 
Subject to pre-authorisation and DSP's managed care protocols. Limited to removal of wisdom teeth and extensive treatment for children younger than 5 years. Co-pay of R3 300
Take home Medicine: 
100% of the MT up to R350 per admission
Rehabilitation, Hospice and Step-down facilities: 
Subject to pre-authorisation in an approved facility and prescribed by a medical doctor
Treatment for Mental Health: 
Subject to pre-authorisation, protocols and services rendered in an approved facility and prescribed by a medical doctor. 100% of MT. Limited to R19 300 pbpa with a max of R29 300 pfpa
HIV / AIDS: 
Subject to registration on Medihelp's HIV/AIDS programme with LifeSense. 100% of cost
Ambulance Service: 
Subject to pre-authorisation and protocols. Unlimited with Netcare 911
International Travel Benefit: 
No Benefit
Day-to-day benefits
GP consultations: 

INSURED DAY-TO-DAY BENEFITS ONLY
M = R1 200 per annum
M+= R2 400 per annum
Cover available for GPs, specialists, acute and
self-medication and physiotherapy only

Specialist consultations: 

INSURED DAY-TO-DAY BENEFITS ONLY
M = R1 200 per annum
M+= R2 400 per annum

Acute medicine: 

INSURED DAY-TO-DAY BENEFITS ONLY
100% of MT for generic medicine
M = R1 200 per annum
M+= R2 400 per annum

Over-the-counter (OTC) Medicine: 

INSURED DAY-TO-DAY BENEFITS ONLY
100% of MT for generic medicine
M = R1 200 per annum
M+= R2 400 per annum

Optometry benefits: 
No benefit
Basic dentistry: 
No benefit
Specialised Dentistry: 
No benefit
Orthodontics: 

No benefit

MRI and CT Scans (Out of Hospital): 
Subject to protocols, pre-authorisation and requested by a specialist. Co-pay of R1 650
Radiology and Pathology: 
No benefit
Pregnancy benefits: 
Free registration on HealthPrint pregnancy and baby programme, 12 ante- and postnatal consultations, 2 x 2D scans. Flu vaccine at Dis-chem or Clicks clinics
Physiotherapy and Occupational Therapy day to day: 
INSURED DAY-TO-DAY BENEFITS ONLY
Chronic Conditions
Provider: 
MobileMeds and collection from a MediLogistics network provider
Chronic Conditions: 

Diagnosis, treatment and care costs of 26 chronic conditions that fall under the Prescribed Minimum Benefit (PMB) Chronic Disease List (CDL), issued by the Council for Medical Schemes. Subject to pre-authorisation, protocols, and DSPs

Additional Chronic Conditions: 
None
Preventative Care Benefits
Preventative Benefits: 

Payable at 100% of MT. Health assessment screening, HIV testing, counselling and support, tetanus and flu vaccine at Clicks or Dischem. Age and frequency specific tests for women: pap smear, mammogram and bone mineral density scan, prostate specific antigen for men and faecal occult blood test. Babies < 1 yr receive 2 visits to a GP or specialist. 2 x HPV vaccines for boys and girls 10-14 yrs or 3 x between 15-26 yrs. Standard child immunisations up to 7 yrs at Clicks or Dischem clinics and child flu vaccines

Total Contributions
Total Contribution Main Member: 
1626.00
Total Contribution Adult: 
1338.00
Total Contribution Child*: 
492.00
Prime 1 network
Risk Contributions
Risk Contribution Main Member: 
1626.00
Risk Contribution Adult: 
1338.00
Risk Contribution Child: 
492.00
Medical Aid Plan Name Term: 
Prime 1