Hospital Rate of Payment: 
Hospitalisation1
››doctors’ consultations and procedures paid at Specific Tariff4
››in-hospital dentistry (specific cases only)
››maternity - hospitalisation in general ward
››enhanced fees for midwives
Upfront Payments to hospitals: 
No co-payments for hospitalisation on the Premium options
Dialysis: 
Unlimited peritoneal dialysis and haemodialysis
Oncology / Cancer: 
Oncology - PET Scans: Bloch & Partners at Morningside Clinic
(applies to greater Johannesburg region only) Oncology - Radiation Therapy: Netcare (participating facilities
Rehabilitation, Hospice and Step-down facilities: 
Alcohol and Drug Rehabilitation: South African National Council
on Alcoholism and Drug Dependence (SANCA), Physical Rehabilitation: Life Healthcare
HIV / AIDS: 
3 - 6 months’ HIV exposure management, Subject to the use of the DSPN
International Travel Benefit: 
R6 million per beneficiary per journey
››
out-of-hospital expenses not covered