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Summit 2019

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Medical Aid Year: 
2019
Day to day Benefits: 

Overall day-to-day limit of R25 900 per beneficiary

In Hospital Benefits
Hospital Rate of Payment: 
Hospital accounts are paid in full at the rate agreed upon with the hospital group. No overall annual limit applies.
Hospitals: 

Any hospital

Upfront Payments to hospitals: 

No co-payments apply

Casualty / Emergency Visits: 
Subject to Day-to-day Benefit
Specialists: 
Associated specialists covered in full. Other specialists covered up to 300% of Momentum Health Rate
Other healthcare professionals eg. Physio, Occupational, Dietician: 
Covered up to 300% of Momentum Health Rate
Radiology and pathology: 
Subject to overall annual day-to-day limit of R25 900 per beneficiary
ICU and High Care: 
No annual limit applies
Dialysis: 
No annual limit applies
Oncology / Cancer: 
No annual limit applies
Joint Replacements: 
Covered
Prosthesis: 

Prosthesis – internal (incl. knee and hip replacements, permanent pacemakers etc.) Cochlear implants: R183 000 per beneficiary, maximum 1 event per year
Intraocular lenses: R7 170 per beneficiary per event, maximum 2 events per year
Other internal pr...

Medical and Surgical Appliances: 
R6 950 per family
In Hospital Dentistry: 
Hospital and anaesthetist accounts paid from Major Medical Benefit. Dental, dental specialist and maxillofacial surgeon accounts paid from Day-to-day Benefit and accumulate towards overall day-to-day limit ofR25 900 per beneficiary
Take home Medicine: 
7 days’ supply
Rehabilitation, Hospice and Step-down facilities: 
R55 000 per family
Treatment for Mental Health: 
Includes psychiatry and psychology, drug and alcohol rehabilitation. R37 900 per beneficiary. 21-day sub-limit applies to drug and alcohol rehabilitation, subject to treatment atpreferred provider.
HIV / AIDS: 
Immune deficiency related to HIV - At any provider. Anti-retroviral treatment - No annual limit applies. HIV related admissions - R72 700 per family
International Travel Benefit: 
R9.01 million emergency cover, per beneficiary per 90-dayjourney. Includes R15 500 each foremergency optometry andemergency dentistry andR765 000 terrorism cover. A co-payment of R1 710 applies perout-patient claim.
Day-to-day benefits
GP consultations: 

Subject to overall annual day-to-day limit of R25 900 per beneficiary

Specialist consultations: 

Subject to overall annual day-to-day limit of R25 900 per beneficiary

Acute medicine: 

R20 300 per beneficiary, R33 200 per family. Subject to overall annual day-to-day limit of
R25 900 per beneficiary

Over-the-counter (OTC) Medicine: 

Not covered

Optometry benefits: 
Overall limit of R4 530 per beneficiary. Frame sub-limit of R2 320Subject to overall annual day-to-day limit of R25 900 per beneficiary
Basic dentistry: 
Subject to overall annual day-to-day limit of R25 900 per beneficiary
MRI and CT Scans (Out of Hospital): 
Covered from Major Medical Benefit, subject to R2 370 co-payment per scan and pre-authorisation
Radiology and Pathology: 
Subject to overall annual day-to-day limit of R25 900 per beneficiary
Chronic Conditions
Provider: 
You can use any provider of your choice
Chronic Conditions: 

26 conditions, according to Chronic Disease List in Prescribed Minimum Benefits - no annual limit applies

Total Contributions
Summit